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How to Live with Chronic Pain?
How to live with chronic pain? The fear and loneliness can be intense, leading to deep depression. It can feel terribly unfair. You were active and living life. Now, you feel like crap. You may even think, “I am dying!” What’s even more frustrating is going through dozens of examinations and hospital visits with no…
What is a Settlement in Workers’ Compensation?
A settlement usually refers to a written agreement between the employee and the employer and insurer. It normally asks the employee to give up future payments of wage loss, permanency, vocational assistance for “up front monies” in the form of a lump sum. This settlement agreement does not become effective or binding on the parties…
What are my Rights Regarding Social Security Disability Benefits?
If your disability stops you from working for at least six (6) months and your recovery will last at least one (1) year from the date you become disabled, you may be entitled to Social Security Disability benefits. An application must be completed to obtain a determination regarding these benefits. Also, they must be coordinate…
What is a Gillette Injury?
A Gillette Injury normally occurs when an employee is disabled due to repetitive trauma over a period of time. There is not the requirement for an isolated incident to occur or you to be disabled. There is also the question of what date of disability due I tell the employer. These questions can be answered…
Do I need to Report a Work Injury?
Should I report a work injury? Generally, if you tell your employer within 14 days after the injury, you have provided timely notice. If you tell your employer between 15 and 30 days after your injury, your employer may deny your claim due to late notice. If you tell your employer between 31 and 180…
Why Workers’ Compensation Benefits Versus Group Disability Benefits?
Taxes – Unlike group benefits, workers’ compensation benefits are not subject to taxes. More Money – Workers’ Compensation benefits may pay at a higher rate. Medical Coverage – Workers’ Compensation pays all of your medical bills with no co-pays. Denied – Group disability policies may deny your claim if injury was due to a work…